"Karen Hudson with the student care, Hello, this is Karen Hudson with the student care relief program approved by the state and you can reach me at my state assigned phone number 855-295-4217. The primary focus of this program is to provide student loan debt relief by either significantly reducing the amount you owe or eliminating it all together. This was just passed by the Biden administration and is actively known as the Biden Care Relief Program. Enrollment into this program is offered for a very limited time and I see that you have not enrolled in this free program yet, so please give me a call and I will make sure your form is submitted. It takes five minutes. My state assigned phone number is 855-295-4217 and this phone call has been marked complete by state agent Karen Hudson agent number KH65. Talk with you soon take care.”
This phone scam targets college students having trouble paying off their student loans. Robocalls are usually sent out from the “Student Loan Forgiveness Center” wanting to help with student loan debt. A series of questions will be asked by an IVR to see if the victim is qualified for student loan forgiveness. After being transferred to a real person, the victim will be required to give out certain info such as their full name and their Federal Student Aid ID. Later, a large upfront fee is introduced to the victim; where the scammer pressures the victim into paying the fee.
Scambaiting a student loan scammer is relatively simple. They mostly search for graduates no longer attending school who owe substantial amounts above $6,000 and higher. Bombard the telephone agent with questions about re-payment, which documents are required to be filed, and why you need to turn over your FSA password to the scammer.
Student loan scammers are in constant hiding from the U.S. Federal Trade Commission, so be sure to report any interaction with a student loan robocall here.
Some helpful directory information about this number I found: